Category Archives: Refinancing

Getting a Mortgage – Should You Pay Discount Points?

The low mortgage interest rates that you find online or in the newspaper aren’t necessarily what you’ll pay when you apply for a loan. Why? Because banks will charge you “discount” points to get the best rate, which adds to … Continue reading

Posted in Homebuying, interest rates, Refinancing | Tagged , , , , , , | Leave a comment

Is Costco’s switch from American Express to Citi Visa Credit Cards going to Impact your Credit Score?

Like many of you, we are long-time Costco loving members who have used our Costco American Express credit card extensively to earn rewards. Effective today, Costco has switched to a Citi Visa credit card that they believe is better in … Continue reading

Posted in Credit, Homebuying, Refinancing | Tagged , , , , , | Leave a comment